Make smarter money moves, one calculation at a time.
From your monthly take-home pay to your next big purchase, get clear estimates in seconds. No account, no fees, no hassle.
Tools for every money decision
Useful calculators designed around everyday financial questions.
Salary & Take-Home Pay
Estimate monthly take-home pay after employee SSS, PhilHealth, Pag-IBIG and withholding tax.
Use calculator →SSS Contribution Calculator
Estimate SSS employer and employee contributions for private-sector employees.
Use calculator →Income Tax Calculator
Estimate Philippine annual graduated income tax using brackets effective 2023 onward.
Use calculator →Loan Payment Calculator
Calculate monthly amortization, total interest, and total loan repayment.
Use calculator →13th Month Pay Calculator
Estimate your prorated 13th month pay based on eligible basic salary earned.
Use calculator →Savings Growth Calculator
Explore future savings with regular deposits and an assumed annual return.
Use calculator →Less guesswork. More confidence.
Financial numbers shouldn't be complicated. We turn common formulas into easy, interactive tools you can use on your phone or computer.
Examples and explanations for salary deductions and financial decisions in the Philippines.
See how estimates are calculated, not just the final result.
Calculations run locally. We don't request personal identifiers or salary records.
Good to know
Are these calculators free?
Yes. Every calculator on PinoyCalc is free to use without registration.
Are the salary and tax estimates official?
No. They are educational estimates based on publicly available schedules, and they don't replace a payroll specialist, accountant, or official agency assessment.
Do you store my financial information?
The calculators run inside your browser and don't transmit the values you enter to our server. Standard analytics or advertising services, if enabled, may independently collect technical usage information; see the privacy policy.